Consumer Loan Underwriter
Company: Schools Financial
Posted on: May 31, 2021
SchoolsFirst Federal Credit Union is looking for a Consumer Loan
Underwriter. This individual will evaluate, authorize and makes
sound lending decisions based on Internal Standard Operating
Procedures, Board Policies and as governed by Federal and State
Monday through Friday, the hours will be 10 am to 7 pm. Saturday
hours will be 8 am to 5 pm, with rotating Sundays.
Essential Job Functions:
- Reviews automobile, credit card and unsecured loan applications
completed and referred by Member Contact Center and branches and
online. Creates, processes, and makes decisions on loan
applications received through the mail, fax, or automated telephone
system. Interviews loan applicants to develop information
concerning their loan needs, earnings, and financial condition.
Analyzes current financial position to determine the degree of risk
involved in extending credit or lending money. Using the on-line
loan application system approves or denies the loan based on
creditworthiness, ability to repay, stability and credit
- Provides consultative services to Members regarding credit
union products and services by assessing the Member's needs,
addressing their concerns and gaining agreement.
- Maintains a working knowledge and understanding of the Consumer
Lending Standard Operating Procedures.
- Discusses disputed loan decisions, including alternate
solutions for the Member, Researches and resolves Member disputes
in all aspects of Member service goodwill and any applicable
Federal or State Regulations.
- This position has authority to make loan approval decisions
based upon individual discretion and judgment within authorized
- Analyzes loan applications and pertinent Member financial and
credit data; has authority to approve or deny loans within assigned
High School Diploma or G.E.D. required.
3 to 5 years of related experience required.
Keywords: Schools Financial, Tustin , Consumer Loan Underwriter, Other , Tustin, California
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